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Claudia Alejandrina
Claudia Alejandrina O. is a 50 year old woman, who lives in a small rural community in Costa Rica called Las Delicias de Upala, located in the Alajuela province. Here she works in such activities as trade, breeding for two purposes (meat and milk), and planting basic grains: rice, beans, corn, among other things.
Doña Claudia set up her business, a grocery store in order to sell commodities to her neighbors out of her own home. Her objective is to have a regular, profitable business that will help to improve her quality of life. She says that to have her business in her own home where she doesn't have to pay rent or build a different facility has helped her business to succeed.


Right now she needs a loan of ¢684.000 (six hundred, eighty thousand and four colones) in order to buy merchandise to sell, to expand her business and to provide a better service to her neighbors. Specifically, she will buy basic groceries such as rice, beans, vegetables, canned goods, soft drinks, soap, and everything related to basic needs of Costa Ricans living in rural areas. Mrs. Claudia says that the service she provides is very important and there isn't another small grocery store in that area; moreover, there will be a school opening very soon nearby and because of this she is expecting more customers.


Mrs. Claudia is a member of the Communtiy Credit Corporation Datraban, one of the 100 member organizations of EDESA in Costa Rica. This will be her second loan and she is hoping to continue to grow on both a personal and economic level. She also notes that thanks to these types of organizations and loan facilitators, she can dedicate more time to productive activities.

View original language description ↓
Claudia Alejandrina O. es una señora de 50 años de edad, quien vive en una pequeña comunidad rural de Costa Rica llamada Las Delicias de Upala, localizada en la Provincia de Alajuela. Ahí se desarrollan actividades como el comercio, ganadería de doble propósito (carne y leche), siembra de granos básicos: arroz, frijoles, maíz entre otros.
Doña Claudia instaló su negocio, una pulpería (tiendita de abarrotes) para vender productos básicos a sus vecinos en su propia casa. Su objetivo es tener una actividad económica rentable que la ayude a mejorar su calidad de vida. Ella comenta que al tener el negocio en su propia casa no tiene que pagar alquiler o construir un local lo cual le ayuda a que el negocio salga adelante.

Actualmente ella necesita un préstamo por ¢684.000(seiscientos ochenta y cuatro mil colones) para comprar más mercadería que pueda vender y así hacer más grande el negocio y brindar un mejor servicio a sus vecinos. Específicamente comprará abarrotes básicos como arroz, frijoles, verduras, productos enlatados, refrescos, jabón, y todo lo que se refiere a la canasta básica del costarricense que vive en las zonas rurales. Doña Claudia comenta que el servicio que ella brinda es muy importante ya que no existe otra pulpería en la zona y que además muy pronto se abrirá un colegio muy cerca de su casa por lo tanto espera tener más clientes.

Doña Claudia es socia de la Empresa de Crédito Comunal Datraban, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su segundo préstamo y con él espera continuar creciendo a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede dedicar más tiempo a las actividades productivas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $3,973,175
    Funds lent in using Kiva
  • 574.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Claudia Alejandrina inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
May 28, 2009
Listed
May 14, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010