Juana works as a small-scale farmer, growing vegetables and producing cow's milk. Together with her husband, she is his main helper in the care of the milk cows and he works in the fields which provides them with their cash income. This allows them to meet the needs of their three dependent children. They have their own house located in the community of Palomar, about two hours from the city of La Paz. The loan will be used for the purchase of a milk cow of average quality in order to increase their milk production. This is her third loan with IMPRO. The good record in making payments which she demonstrated with her previous loans will allow her loan request to be approved.
Juana trabaja como pequeña agricultora de hortalizas y productora de leche de vaca, junto con su esposo es su principal apoyo en el cuidado de las vacas lecheras y el trabajo en las tierras de donde provienen sus ingresos económicos, con los que cubre la manutención de sus tres hijos que dependen de la pareja.
Tiene su casa propia ubicada en la comunidad Palomar (a dos horas de la ciudad de La Paz).
El crédito lo destinara para la compra de una vaca lechera de mediana calidad para incrementar la producción de leche.
Es el tercer crédito con Impro, el buen comportamiento de pago que demostró en los anteriores créditos permite aprobarle el préstamo solicitado por el prestatario.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.