L. Trần Thị (2055031127) is a 40 year-old female living in the town of Sóc Sơn. She is married and has two school-aged children. To making a living, L. operates a family member's business venture operating a specialized retail store. The main source of income for the business comes primarily from selling bicycles in the local community. L. has been engaged in this business for over five years and earns approximately 5500000 VND a month from these activities.
In 2003, L. joined TYM Fund to gain access to financial services to help improve her living situation and ability to engage in business activities. L. has successfully repaid a previous loan from TYM Fund which was used to invest in renovating the business. L. is now requesting a new loan of 20000000 VND which will be used to invest in expanding the business. The loan will be the fifth loan taken out by the borrower from TYM Fund. L. plans to use the additional revenue generated from the business to improve and expand her business.