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Mrs. Zita G. is a resident of Sepac, Sapang Dalaga, Misamis Occidental, Philippines. She is married and blessed with 6 children. She makes her living buying and selling copra (dried coconut meat). She started the business using her own money as capital. Zita is very thankful for the help she received from the Paglaum Cooperative where she was able to obtain additional capital for her business. Her future plans are for her family, to finish her children's education and to find a decent and rewarding job.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 688
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 47.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Zita to purchase additional copra for delivery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2009
May 13, 2009
Currency Exchange Loss:
Apr 15, 2010