S. Nguyễn Thị (538041047) is a 51 year-old female living in the town of Nam Định. She is married and has 2 adult children. To make a living S. owns and operates a business raising livestock. While not the only means of generating revenue, the main source of income for the business comes primarily from raising cattle for sale. S. has been engaged in this business for over 6 years and earns approximately 4500000 VND a month.
In 2004, S. joined TYM Fund to gain access to financial services to improve her living situation and her ability to engage in business activities. S. successfully repaid a previous loan of 7000000 VND from TYM Fund that she used to purchase young livestock to raise and sell in the future. S. is now requesting a loan of 20000000 VND which she will use to expand her business. The loan will be her 6th loan from TYM Fund. S. plans to use the additional revenue generated from the business to improve her family's general living conditions.