Vidal works as a hairdresser. He has a shop in the Villa Tunari zone in the city of El Alto. His wife also works with him and their income provides to care for their young son. He lives in his parents' home in the San Roque zone in the city of El Alto. The loan will be used to equip his beauty salon to offer better conditions to his clientele (he needs chairs and other supplies like scissors, combs, etc.). This will be his third loan with Impro, and his positive payment record has approved him for the requested loan.
Vidal trabaja como peluquero, tiene un local en la zona villa Tunari de la ciudad de El Alto; la esposa también trabaja con Vidal y así logran sus ingresos con los que cubren la manutención de su pequeño hijo.
Vive en la casa de sus padres ubicado en la zona San Roque de la ciudad de el Alto.
El crédito lo destinara a equipar su salón de peluquería y peinados, para poder ofrecer mejores condiciones a su clientela (necesita sillas y otros implementos como tijera, peines, etc.).
Este será su tercer crédito con Impro, el buen comportamiento de pago permite aprobarle el préstamo solicitado.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.