Serapio C. M. lives in his own home in the Pasankeri zone on the western side of the city of La Paz with his wife Yolanda Chambi and their five children. Serapio is a laborer, currently working in the public sewer system as an employee of the municipality of this city and his wife is a homemaker. The loan requested is for the construction of a retaining wall that will help to stabilize their home which is located on a slope. This is the fifth time that he has applied for a loan and the socio-economic analysis carried out qualifies him favorably to be able to access a loan.
Serapio C. M. vive en casa propia, en la zona de Pasankeri, ladera oeste de la ciudad de La Paz, con su esposa, la señora Yolanda Chambi y sus cinco hijos.
Serapio es obrero, trabajando actualmente en alcantarillado publico, dependiente de la municipalidad de esta ciudad y su esposa se dedica a las labores de casa.
El crédito solicitado es para la construcción de un muro de contención que ayudara a la estabilización de su vivienda que se encuentra en pendiente.
Esta es la quinta vez que solicitan préstamo y el análisis socioeconómico realizado los califican favorablemente y pueden acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.