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Haki Sawa Group
In this Group: Rehema, Charles*, Credo, Hadija, Tatu, Mwanaisha, Hawa, Rose, Modesta, Fatuma, Sauda, Zawadi, Mary, Mava, Josephene, Magaret, Twlib, Beatrice, Kassimu, Zuhura, Enoki
* not pictured
Rehema J., 34, is a divorcee with three children, ages 18, 15 and five. She sells fried cassava, ice cream and juice. For over a year she has worked daily from 6am until 3pm. Rehema earns a monthly profit of around $30.

This will be Rehema’s first loan from Tujijenge Tanzania. She wants to use this loan to buy more cassava and cooking oil, to make more ice cream and to buy more fruit to make juice.

Rehema will share this loan with her group, Haki Sawa which totals 21 members. Members of the group will hold each other accountable for paying back the entire loan. (Rehema is the first person on the left, in a red top.)

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,600
    Funds lent in using Kiva
  • 1,311.2
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Haki Sawa Group's $3,475 loan helped a member buy more cassava, cooking oil and fruit to make juice and icre cream.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 11, 2009
May 11, 2009
Currency Exchange Loss:
Sep 15, 2009