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Sakina Bashir Ahmad Group
In this Group: Sakina , Bushra , Naziran , Shamim Akhtar, Sakina
Sakina baji is a wife of B. A. and has lived in Riwind, Pakistan for the past 10 years. Riwind is a mid-size city famous for its sweetmeats and shrines. Her husband deals in utensils, which he buys from the famous bazaars (Shahalmi and Ichra) of the city Lahore and sells to the utensil shops. He has 5 years of experience in this business.

Sakina baji is the mother of five kids: four sons and one daughter. Her first two sons work in a factory for a monthly wage. The others are enrolled in a school and are getting education. Sakina baji successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying again for a loan to buy utensils to expand her husband’s business.

She is the group leader of four other women from her locality. Bushra baji wants a loan to buy a buffalo for a milk business. Naziran baji wants a loan to buy scrap for a scrap business. Shamim akhtar baji wants a loan to buy snacks (chips, biscuits) to sell. Sakina baji wants a loan to buy cooking oil to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 327
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 80.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina Bashir Ahmad Group's $1,250 loan helped a member to buy utensils to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 27, 2009
May 11, 2009
Currency Exchange Loss:
Jun 4, 2010