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Galina has had a small retail business for about 10 years. She sells a variety of general hardware goods such as paint, small electrical appliances, cleaning supplies, planting seeds, and dishes. By offering a range of products she provides a convenient stop for her customers who often buy more than one item from her. Her average monthly profit is between $500 and $800. Galina decided to open two new sales locations and is investing money to get them up and running. Expanding from one to three locations should significantly increase business revenue and her income in the future.

Galina has requested a loan of $1200 to increase her working capital. Opening the new sales locations requires a substantial investment from both her savings and monthly income. This loan will give her added flexibility and help cover some of her growing expenses while she develops a larger business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Galina purchase additional inventory for her hardware business and open two new retail locations.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 12, 2007
May 27, 2007
Currency Exchange Loss:
Nov 30, 2007