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Chester Misael
Chester Misael Ríos is 31-years old and lives in the neighborhood of La Porcina (The Pig), located in Ticuantepe municipality, along with his wife, who works as a merchant to help him with household expenses. They are responsible for their two children, a 10-year old boy who is in school and a 3-year old little girl.

His plan for his family is to improve the family's living conditions to provide better well-being. Chester has worked in agriculture for 10 years; his greatest difficulty is the lack of financing which affects him immensely. His farm already lacks fertilizer and other necessary supplies, causing weak yields. With this loan he will buy supplies and fertilizer to obtain better crops which he can sell for a better price in the market.
View original language description ↓
El señor Chester Misael Ríos , tiene la edad de 31 años , habita en el barrio la porcina , ubicado en el municipio de Ticuantepe , junto a su esposa , la cual trabaja como comerciante para apoyarlo con los gastos del hogar , ellos tienen su cargo dos hijos , uno de diez que actualmente estudia y una niña de tres años , los planes hacia su familia es mejorar las condiciones de vida , para poder darle un mejor bienestar , don Chester desde hace 10 años se dedica a la agricultura , la mayor dificultad que se le presenta es la falta de financiamiento , los cual le afectado enormemente ya que su cultivo carece de fertilizantes e insumos necesaR. lo cual provoca un cultivo con pocas fuerzas. Con el financiamiento va a comprar insumos y fertilizantes para poder obtener mejores resultados y vender a mejor precio en el mercado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,825
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Chester Misael purchase supplies and fertilizer to improve his farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 28, 2009
May 10, 2009
Currency Exchange Loss:
May 15, 2010