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Rosa Ester
Señora Rosa M. works hard attending to her small grocery store, which she owns in the area of Nagarote in the city of León. It is important to point out that she has grown through her business and has gotten ahead to benefit her young children. Today she has the urgent need to obtain products, and this is why she has turned to Ceprodel to be benefitted with a credit to make her purchases from her suppliers and later offer them in her store that is in so much need of financial support to keep it going.
View original language description ↓

La señora Rosa M. se dedica arduamente a atender su pulpería que ella misma posee en el municipio de Nagarote de la ciudad de León. Es importante destacar que ella se ha desarrollado en su negocio y ha salido adelante beneficiando a sus pequeños hijos.

Hoy en día ella atraviesa la necesidad urgente de obtener los productos y para esto ha acudido a Ceprodel para ser beneficiada con un crédito para hacer las compras a sus proveedores y luego ofertarlas en su pulpería que tanto requiere de su apoyo financiero para mantenerla.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,418,800
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosa Ester purchase of consumer goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 8, 2009
May 9, 2009
Currency Exchange Loss:
May 15, 2010