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Reyna Isabel
Señora Reyna M. works very hard selling milk in the municipality of Nagarote in the city of León. She is a lady who has succeeded in getting ahead with her business and is committed to the well-being of her family for whom at this time she has begun to remodel her residence because it has been in poor condition. For this reason she has requested a loan from CEPRODEL for the purchase of construction materials such as ten galvanized steel panels, 250 bricks, ten bags of cement and stone. With these materials she will be able to continue with her remodeling work and that would be a big step forward in the renovation of her home.
View original language description ↓

La señora Reyna M. se dedica a laborar arduamente en la venta de leche en el municipio de Nagarote de la ciudad de León. Ella es una dama que ha logrado salir adelante en su negocio y está comprometida con el bienestar de su familia por lo que hoy en día ha iniciado a reconstruir su casa de habitación porque ha estado en malas condiciones.

Por este motivo ha solicitado un crédito en Ceprodel para la compra de los materiales de construcción como lo es 10 laminas de zinc , 250 ladrillos , 10 bolsa de cemento y piedra. Con estos materiales logrará continuar en su reconstrucción y así saldrá adelante en la mejora de su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Reyna Isabel to buy building materials.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 8, 2009
May 9, 2009
Currency Exchange Loss:
May 15, 2010