Elizabeth A., 30,is married and has three children, one son and two daughters. Her sons attend junior high primary schools. She lives with her children and husband in a rented apartment in a busy fishing/commercial town called Mankessim, near Cape Coast in the Central region of Ghana. She works to support her husband financially to provide for the family. Her husband runs a drug store. Elizabeth is a food vendor. She sells porridge. Elizabeth prepares it in her house and sells by the road side. She procures bags of maize and beans from the local market. She has been in business for three years and wants a loan to procure bags of maize and beans in bulk. Elizabeth is hopeful to expand her business and give her children the best education she can afford.