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Señor Martín M. lives with his wife and three children in his own house in the Alpacoma neighborhood, in the vicinity of the city of El Alto. Martín is a police official and with that income he supports his family. The loan he is requesting is to fix the stairs in his house, since they have deteriorated which makes them dangerous for his young children. He also wants to remodel a room in his house so that his wife can open a grocery store and her earnings would increase the family's income. This is the second time that they have requested a loan. The results of their socio-economic analysis are favorable and they have been approved for this loan.
View original language description ↓
El señor Martín M. vive en casa propia, en la zona de Alpacoma, área periférica de la ciudad de El Alto, con su esposa y sus tres hijos.
El señor Martín es oficial de policías, con cuyos ingresos sostiene a su familia.
El crédito solicitado es para la refacción de gradas, ya que su deterioro la hace peligrosa para sus hijos menores, además de la habilitación de una habitación-tienda en su domicilio, para que su esposa pueda abrir una tienda de abarrotes y tenga ingresos y mejore los ingresos de la familia.
Esta es la segunda vez que solicitan préstamo y el análisis socioeconómico realizado los califican favorablemente y pueden acceder a un crédito.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 140
    View loans »
    Bolivia Loans Fundraising
  • $33,316,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martín to make improvements to his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 22, 2009
May 9, 2009
Currency Exchange Loss:
Nov 15, 2010