Sonia is a small time farmer and producer of cow milk, which she uses to make cheeses to sell at the local markets of Viacha. She also works as an artisan making blankets for little girls. Her husband is a baker and together they are able to cover the family expenses and support their four children. The family lives with Sonia's parents in la Provincia Ingavi - Achica Baja, which is approximately two and a half hours from the city of El Alto.
The loan will be used to purchase a milk cow of average quality, which she will use to increase her production of cheeses.
This is her fourth loan with Impro. Her good standing and prompt loan payments have qualified her for the loan she is requesting.
Sonia es pequeña agricultora y productora de leche de vaca con la que elabora quesos por cantidad para la comercialización en las ferias populares de Viacha; también trabaja como artesana y confecciona mantas para cholitas; el esposo es panadero y con esta actividad colabora con sus ingresos que cubren la manutención de sus cuatro hijos; viven en la casa de sus padres ubicada en la Provincia Ingavi – Achica Baja (a dos horas y media de la ciudad de El Alto).
El crédito lo destinará para la compra de una vaca lecheras de mediana calidad lo cual ayudará para incrementar la producción de quesos.
Es el cuarto crédito con Impro, el buen comportamiento de pago permite aprobarlo otro préstamo solicitado.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.