Francisco is a small farmer and cow milk producer who sells his goods to Pil Andina, a company that stock-piles food to then create by-products such as yogurt, milk candy, cheese, and others. This is his main form of income that covers the maintenance of his four children who study at the public school in town. He has his own house located in the province of Los Andes Huayrocondo - Batallas (two hours from the city of El Alto). The loan will be used to purchase a medium quality dairy cow that will help him with greater milk production and his sales to Pil Andina will increase his income. This is the third loan con Kiva partner Impro, and the good repayment terms allow him to be approved for this loan.
Francisco es pequeño agricultor y productor de leche de vaca que comercializa a PIL ANDINA, Empresa que acopia para su posterior transformación en derivados como ser yogurt, dulce de leche, queso y otros ; es su principal fuente de ingreso con lo que cubre la manutención de sus cuatro hijos que están estudiando en el colegio estatal del pueblo; tiene su casa propia ubicado en la Provincia Los Andes Huayrocondo - Batallas(a dos horas de la ciudad de El Alto).
El crédito lo destinara para la compra de una vaca lechera de mediana calidad misma que le ayudará a la mayor producción de leche de vaca y su venta a Pil Andina para mejorar sus ingresos.
Es el tercer crédito con Impro, el buen comportamiento de pago permite aprobarle este préstamo solicitado.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.