Gabriela is 16 years old; she has had to work since she was very young when she quit school in order to cover household expenses when her father abandoned her family. Now she works as an artisan making gloves from alpaca and sheep wool, which are sold in Europe by a wholesaler. Gabriela lives with her mother and young siblings in a house located in the Villa Progreso Zone - Rio Seco in the city of El Alto. The loan will be used to buy raw materials in bulk, such as sheep and alpaca wool, which will allow her to produce a greater quantity of product. This is her first loan with Impro and her achievements to date make her eligible for approval of this loan.
Gabriela tiene 16 años de edad, desde muy temprana edad tuvo que trabajar y dejar de estudiar para poder cubrir sus gastos ya que su padre la abandonó; ahora es artesana y confecciona guantes de lana de alpaca y oveja que son vendidos a una mayorista para su posterior comercialización a Europa.
Gabriela vive con su madre y sus pequeños hermanitos en una casa ubicada en la zona Villa Progreso – Rio Seco de la ciudad de El Alto.
El crédito lo destinará a la compra de materia prima, lana de oveja y alpaca, en mayores cantidades lo cual le ayudará a producir mayor cantidad de su producto.
Es el primer crédito con Impro, la calificación realizada permite aprobarle el préstamo solicitado.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.