Kofi B. is 28 years old. He is married and has two children, both of whom are daughters. He says both of his daughters are in the primary school. He lives with his children and his wife in a rented apartment in a busy commercial town called Ejura in the Ashanti region of Ghana. Kofi works very hard to provide for the family. Kofi is a name given to a male born on Friday in the Akan tribe and other tribes in Ghana. His wife is a professional seamstress and a trader as well. Kofi is also a trader. He trades in yam. He buys tubers of yam from farmers in the nearby villages and supplies them to retailers and food vendors in his community.
He has been in business for five years and wants a loan to procure tubers of yam in bulk. He aspires to give his children the best education he can afford.