Esperance is a widow and has a 3 year old child. This entrepreneur owns a shop that sells containers in Kimironko sector and she is seeking her first loan from Vision Finance Company in Rwanda worth 500,000Rwf. She runs the business herself with no employees. This entrepreneur has been working in the same business since 2005. She opens her business every day from 8:00am to 7:00pm. Esperance has a monthly profit of USD160. She is hoping to use the loan to expand her business and with the increased profit she hopes to buy a house and reinvest in her business.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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