Ricardo V. lives in his own house, in the Llojeta zone, on the western slope of the city of La Paz, with his wife and his two daughters.
Ricardo is a metal worker. He makes doors and windows for houses in La Paz. The loan he is requesting is for pouring a cement floor on the second floor of his house and for the construction of two rooms that will provide enough space for his family.
This is the fourth time that they have requested a loan and the socioeconomic analysis of them that has been done favorably qualifies them and they can take out a loan. He has been a client of ours since 2006.
El señor Ricardo V. vive en casa propia, en la zona de Llojeta, ladera oeste de la ciudad de La Paz, con su esposa, y sus dos hijas.
El señor Ricardo es carpintero metálico, realizando trabajos de puertas y ventanas para construcciones particulares en esta ciudad.
El crédito solicitado es para la construcción de una losa de hormigón armado en la segunda planta de su vivienda, para la construcción de dos habitaciones que le dará a la familia el espacio adecuado para desarrollar sus actividades.
Esta es la cuarta vez que solicitan préstamo y el análisis socioeconómico realizado los califican favorablemente y pueden acceder a un crédito. Es cliente nuestro desde el año 2006.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.