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Sophia G., 32 years old, is married with five children who are currently in school. She has been a local manufacturer of palm oil for three years now. Palm oil is produced from palm nuts, while palm kernel oil is produced from palm kernel. She produces these and supplies them to food vendors for use in food preparation. She normally alternates her production between the two products - in other words, by producing palm oil, she automatically obtains the raw materials with which to produce palm kernel oil.

She wants to use her loan to buy more bags of palm nuts, as well as an electric milling machine to increase efficiency so that she can produce in larger quantities. She believes this will help expand her business to allow her to raise more income, making it possible for her to help her husband provide support for her family and finance their children’s education.

Sophia belongs to a village bank called ‘Nkwa Nsuo,’ which translates literally as "living waters."

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sophia to buy bags of palm nuts and an electric milling machine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2009
May 4, 2009
Currency Exchange Loss:
Nov 15, 2009