Muhammad Asaf is the son of H.. He lives in the 8th district of Kabul, Afghanistan. He is married and has four children. He is a tailor and he works hard to earn money for his family’s requirements. He needs to buy a new sewing machine for his shop because he has had a lot of problems, during sewing, with the old sewing machine. In addition, he wants to expand his business and to hire a student to help him. He wants to take an individual loan of 50,000 Afghani ($1025 US) for the term of 12 months and he is very glad that he has the chance to progress.