The members have various businesses such as sales of vegetables, meats, crafts, general groceries, root vegetables, clothing, beverages, firewood.
In the case of Ana; she lives with her spouse and has two children. Ana has a stand in the F. Vivanco market where she sells meats. She buys the animals at markets and butchers them. Her son helps her with this.
On the other hand, Susana is married, 30 years old and has 2 children. She is a member of the board of directors of her community bank. Susana and her husband are craftspeople, working with stone in Huamanga. They make sculptures and sell their works in the crafts market in the city. Additionally, Susana sells sweets and firewood out of her home.
The members need differing amounts of credit, such as 300 soles, 600 soles, 900 soles, adding to a total loan of 10,400 soles for the community bank.
Their loan proceeds will be invested in the purchase of stone from Huarnanga, rice, sugar, vegetables, small animals and clothing.
The dreams of the members are to see their children become professionals, grow their businesses, move their children ahead and have other branches of their businesses.
Las socias realizan diferentes negocios como la venta D. verduras, carne, artesanía, abarrotes en general, tubérculos, ropa, bebidas, leña.
Como es el caso D. Ana es conviviente tiene 42 años y 2 hijos, Ana tiene un puesto en el mercado F. Vivanco en donD. venD. carne, los animales los compra en las ferias y los beneficia en el camal, actividad que realiza con la ayuda D. su hijo.
Por otro lado Susana es casada, tiene 30 años y 2 hijos, integrante D. la junta directiva D. su Banco Comunal, Susana junto a su esposo son artesanos en piedra D. Huamanga, realizan tallados, sus artesanías los venD. en el mercado artesanal D. la ciudad. Además Susana venD. golosinas y leña en su casa.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles haciendo un total D. 10,400 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. piedra D. huamanga, arroz, azucar, verduras, animales menores y ropa.
Los sueños D. las socias son que sus hijos sean profesionales, ampliar su negocio, sacar adelante a sus hijos y tener otras sucursales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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