Rio De Oro Group
Eg. Rosa is married, 34 years old, and has 5 children. Rosa breeds pigs and sells the meat at her house.
Norma is a widow and has 10 children. Together with her children she makes beautiful woven fabrics such as "pasadizos" (carpets). She sells from a stand at the artcraft market. Eventually she also buys and sells cereals.
Martina is married, 45 years old, and has 3 children. She has a general store at her house, and sometimes she travels to the fairs to buy a variety of cereals.
The partners need to lend different amounts such as 300 soles, and 900 soles, making a total of 5,100 soles in loans from the Banco Comunal. Their loans will be invested in the purchase of thread, dye, wool, fabric, rice, sugar, wheat, and corn.
The partners' dreams are to increase business, to supply their businesses with more products, that their children finish their schooling and to improve business.
Las socias realizan diferentes negocios como L. venta D. cereales, comidas, animales menores, prendas D. vestir, artesanía y frutas.
Como es el caso Rosa es casada, tiene 34 años y 5 hijos, Rosa se dedica a L. crianza D. ganado porcino y lo comercializa en su misma casa.
Norma es viuda y tiene 10 hijos, Norma junto a sus hijos realizan bellos trabajos en telar como pasadizos, sus ventas lo realiza en un puesto del mercado artesanal, en algunas oportunidades compra y venD. cereales.
Martina es casada, tiene 45 años y 3 hijos, Martina tiene una tienda D. abarrotes en su casa, en algunas oportunidades viaja a las ferias en donD. compra cereales variados.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 900 soles haciendo un total D. 5,100 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. hilos, tintes, lanas, ropa, arroz, azucar, trigo, maiz.
Los sueños D. las socias son aumentar su negocio, surtir con mas productos sus negocios, sus hijos culminen sus estudios y mejorar su negocio.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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