La Florida Group
To take the case of Cristina, she is married, aged 30 and has 3 sons. Cristina has a small boutique in her house, which she opens every day with the help of her husband. The loan Cristina will obtain will be invested in buying medicine.
On the other hand, Edilberta is a co-habitee, she is 29 years old and has one son. Edilberta together with her partner have a car which her partner uses to work as a taxi driver. Their loan will be invested in paying for the car's paperwork.
Meanwhile Diana is also a co-habitee, she is aged 24 and has 3 children. Diana has a house with groceries in his house, an activity she undertakes everyday with her husband's help.
The members need different-sized loans such as 300 soles, 600 soles and 900 soles, making a grand total of 12 950 soles from the Community Bank. These loans will be invested in the purchase of vegetables, sugar, rice, milk, clothes, various fruit. The dreams of the members are to finish their studies, equip their businesses, buy land, to open a more profitable business and to build a house respectively.
Las socias realizan diferentes negocios como L. venta D. Medicamentos, abarrotes en general, condimentos, comidas, ropa, animales menores y frutas.
Como es el caso D. Cristina es casada, tiene 30 años y 3 hijos, Cristina tiene una pequeña botica en su casa, actividad que realiza todos los días con L. ayuda D. su esposo, el préstamo que obtendrá Cristina será invertido en L. compra D. medicina.
Por otro lado Edilberta es conviviente, tiene 29 años y 1 hijo, Edilberta junto a su esposo tienen un carro con el cual su esposo realiza taxi. Su préstamo era invertido en el pago D. las letras del carro.
Mientras que Diana es conviviente, tiene 24 años y 3 hijos, Diana tiene una tienda D. abarrotes en su casa, actividad que realiza todos los días con L. ayuda D. su esposo.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles haciendo un total D. 12,950 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. verduras, azúcar, arroz, leche, ropa, frutas variados.
Los sueños D. las socias son terminar sus estudios, equipar su negocio, comprar un terreno, abrir un negocio mas rentable y construir su casa.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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