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Sobia M.anjum Group
In this Group: Deeba, Kosar , Rehana Kosar , Shamim , Nawab

Deeba baji is the wife of M.. They have lived in a city named Lahore in Pakistan for the past six years. Lahore city is famous for its historical places and for its Punjabi foods. Deeba baji operates a sewing business. She sews clothes from orders from her neighbors. She charges $2 per stitching. Now she has decided to prepare embroidered dresses due to demand from her neighbors. She is applying for a loan to buy material, like clothes, colored thread, and sketches, in order to start this new part of her business.

She is the leader of a group of four other women from her locality. Kosar baji also wants a loan to buy clothes, colored thread, and sketches for her embroidery business. Rehana kosar baji wants a loan to buy toys for her toy shop. Shamim baji wants a loan to buy groceries for her grocery shop. Nawab baji wants a loan to buy clothes for her business selling clothes.

As a group loan, funds will be distributed among the members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 370
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 80.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sobia M.anjum Group's $1,225 loan helped a member to buy material for embroidered dresses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 24, 2009
Apr 30, 2009
Currency Exchange Loss:
Jun 7, 2010