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Shabana Samulean Masih Group
In this Group: Shabana , Shaheen , Ulfat , Zareena , Yasmeen Hanif
Shabana is a wife of S. M. who lives in a city named Lahore, Pakistan. Lahore city is famous for its historical places and Punjabi foods. She owes a two room brick house and has been living in it with her family for the past eight years. Her husband is a driver with three years experience. He drives an auto-rickshaw (a local three-wheeled motor vehicle). Shabana operates a sewing clothes business. She sews clothes to share the financial burden of her husband. She is applying for a loan to repair her husband’s auto-rickshaw because its engine needs to be repaired.

Shabana is the group leader of four other women from her locality. Shaheen wants a loan to buy leather to sell. Ulfat wants a loan to buy chickens for her butcher shop. Zareena wants a loan to change the body of her auto-rickshaw (a local three-wheeled motor vehicle). Yasmeen wants a loan to buy fruit to sell.

This is a group loan that will be distributed among members, each of whom will invest in her own business. The members mutually guarantee the entire loan. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 80.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shabana Samulean Masih Group's $1,375 loan helped a member repair a vehicle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 24, 2009
Apr 30, 2009
Currency Exchange Loss:
Jun 8, 2010