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Sakina M.azam Group
In this Group: Sakina , Sajida Parveen , Saima , Shamim Akhtar
Sakina baji is a wife of M.Azam and has resided in a city named Lahore, Pakistan for the last 30 years. Lahore is famous for its historical places and for its Punjabi foods. Her husband is in the animal selling business. He sells animals to the butcher shops and earns income. He has 3 years of experience in this business. Sakina baji is the mother of five: three daughters and two sons. All of her kids are enrolled in a local school and getting an education. Sakina baji operates a sewing clothes business. She sews clothes to pay off the school fees of her kids. She is applying for a loan to buy animals (goats & sheep) for her husband’s animal selling business.

She is the group leader of three other women from her locality. Sajida parveen baji wants a loan to buy cloth for her cloth selling business. Saima baji and Shamim akhtar baji each want a loan to buy auto-rickshaws (local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 80.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina M.azam Group's $900 loan helped a member to buy animals to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 23, 2009
Apr 30, 2009
Currency Exchange Loss:
May 30, 2010