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Hoy's Group
In this Group: Hoy, Chantha
Mrs. Hoy H. (on the right) was selected by members to be a group leader for a loan from Maxima. In the group there are two families including hers. The entire group lives in a small village off of National Road number Two about twenty kilometers south of Phnom Penh, the capital city of Cambodia.

1-Mrs. Hoy H., 51, and her husband, Mr. Mon Sok, 53, were married in 1973 and have six children; two sons and four daughters. One of their children is married and lives outside the family home; three children are garment factory workers, one son is a construction worker and another one attends school. Hoy stays at home to take care of her house. The main income is from her husband’s business; he drives a motor remoque taxi. (Remoque is a motorcycle with a trailer at the back). Hoy is requesting a loan of $300 to purchase one secondhand motorbike for her son to drive to work.

2-Mrs. Chantha N., 40, and her husband, Mr. Samomm Pol, 44, were married in 1986 and have two daughters, both are in school. Chantha has been selling grocery items for five years. Her husband is a policeman. She is also requesting a loan of $300 to purchase more grocery items for resale.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Hoy's Group's $600 loan helped a member to purchase a motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2009
May 1, 2009
Currency Exchange Loss:
May 17, 2010