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Ndèye Ngoné
Ms. Ndèye Ngoné D. is a Senegalese woman, 61 years old, who sells palm oil, dried fish, smoked fish, and local grains. She has been in this business for 20 years, so she is very experienced. But she had never before requesting a loan for boosting her work. With the current loan, she’s going replenish her inventory in order to serve her customers better and to earn a good profit, so as to help her husband with day-to-day expenses.

Ms. D. is requesting a special IMCEC product, which is called PDEF (the Kiva program for child and family development). It’s for helping the parents of poor children who are in the plan for the Christian Children’s Fund, a partner of IMCEC. Clients benefit from reduced interest rates.

View original language description ↓
Madame Ndèye Ngoné D. est une Sénégalaise âgée de 61 ans qui vend de l’huile de palme, des poissons secs, des poissons fumés, et des céréales locales. Elle a fait cette activité depuis 20 ans, donc elle est bien expérimentée, mais elle n’a jamais sollicité un crédit pour renforcer son travail. Avec ce crédit, elle va reconstituer son stock pour mieux servir ses clients et gagner un bon bénéfice afin d’aider son mari avec les dépenses quotidiennes. Madame D. sollicite un produit spécial de l’IMCEC. Le produit s’appelle Kiva Program de Développement de l’Enfant et de la Famille (PDEF), et il sert à aider les parents des enfants pauvres qui sont dans le projet de Christian Children’s Fund, un partenaire de l’IMCEC. Les clients profitent d’un taux d’intérêt diminué.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 499.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ndèye Ngoné to buy palm oil, fish, and local grains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2009
Apr 30, 2009
Currency Exchange Loss:
May 15, 2010