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María Haydee
In the biggest market in the city of Managua, Mrs. María S. tends her grocery store. Every day she sees to her sales from very early in the morning until nightfall.

It’s important to point out that Mrs. Sequerira is worthy of emulation because she is such a hard worker and devoted to her business.

Like all developing businesses, her grocery selling business needs an investment to buy products. She hopes to get a loan from Ceprodel to buy products and keep improving her business.
View original language description ↓

Actualmente, en el Mercado Mayoreo de la ciudad de Managua, la señora María S. se dedica a atender su tienda de abarrotes donde a diario lleva a cabo sus ventas desde muy tempranas horas de la mañana hasta el anochecer.

Es importante destacar que la señora S. es digna de imitar por ser muy trabajadora y muy entregada a su actividad. Como todo negocio en desarrollo requiere de inversión, el negocio de la venta de abarrotes requiere de la inversión en los productos y por esta razón es que ella espera en Ceprodel para obtener un crédito para la compra de los productos y así seguir mejorando su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped María Haydee buy products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 20, 2009
Apr 30, 2009
Currency Exchange Loss:
Oct 20, 2009