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James Ben
James Ben A. works as a pharmacist, selling over-the-counter drugs at Ankwanda near Elmina. He has done this since 2003. He is married with two children and received an education through the University level. While James works as a pharmacist, his wife is employed as a trader. He is responsible for paying school fees, water and light bills, rent and also housekeeping money. His loan will be used to purchase additional pharmaceutical products to sell and he hopes to use the new profits from his business to continue his building project.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped James Ben to purchase additional pharmaceutical products to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 29, 2009
Apr 28, 2009
Currency Exchange Loss:
Apr 23, 2010