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Karina D. E. belongs to the “Las Innovadoras II” (“Innovative Women II”) Communal Bank. She lives on Englinton Street in Yarinacocha. She is 35 years old, has 2 children, and her husband works as an accountant.

She used her first loan of 300 soles to start her business of renting out rooms to tenants.

Thanks to her business she knows how to get ahead in life with her family. Her business has improved, so much so that she now needs to enlarge her premises.

Karina will use the current loan of 3,000 soles to invest in enlarging her premises, purchasing materials, and paying for labor.

“[Kiva partner] Manuela Ramos made it possible for me to have my own home and gave me the opportunity to increase my income by renting out rooms. All of the rooms are made of wood that comes from the region. The rooms stay cool and the tenants are comfortable.” Thank you, Manuela Ramos!
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KARINA D. E., pertenece al Banco Comunal “Las innovadoras II” vive en el Jr Englinton Mz.A:Lt.13 Yarinacocha, tiene 35 años de edad, 2 hijos, y su pareja es contador.

Recibió un primer préstamo de S/ 300.00, con este dinero inició su negocio de servicio de alquiler de cuartos para viviendal.

Gracias a este negocio ha sabido progresar junto a su familia y el negocio ha mejorado, tanto que ahora necesita hacer una ampliación del local.

Con este préstamo de S/.3,000.00 Nuevos Soles, que invertirá en la ampliación de su local, comprará materiales y pagará la mano de obra.

“Manuela Ramos me permitió tener mi propia casa y a su vez tener la oportunidad de alquilar algunos cuartos para aumentar mis ingresos, todos los ambientes son de madera que la región produce y son muy frescos y los clientes se sienten cómodos”. Gracias Manuela Ramos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,953,975
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD