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Laurentina Naife
Laurentina was born in Zavala. She is 40 years old, married, and went to school until the 7th grade. She is the mother of one son who is studying at the Pedagogical University in the Capital.

Laurentina left Zavala with her parents who were serving in Namaacha, a town on the border of Swaziland, since her father was an official of the local government. Having arrived in Namaacha she did not have access to schooling due to a lack of documentation for transfers from one school to another so she went without.

Time passed, and she became pregnant with her first and only child who was rejected by her boyfriend who alleged that the child she hoped to have did not belong to him. Laurentina became desperate and asked for help from her father who gave her some funds. She began her own business of selling empanadas on the black market. With the funds collected she began to prepare food on the Swaziland border where there was a large flux of people.

Today she is the owner of a food stand. Every day she purchases 10 chickens at 100 each, 5kg of stomach at 50 per kg, and 5kg of beef at 95 per kg. Each plate has a price. For example, the chicken plate is 40MT per plate, and she can make 7 plates per chicken. The beef and the stomach do not have exact numbers because it depends on the quality of the meat.

She sells 1,500MT on the normal days and 2,300MT on the busy days, but she is only able to save 500MT due to the expenses of her son, who is at the university, and her 2 employees. One of her employees helps her in the stand earning 800MT, and the other helps at home earning 700MT monthly.

This is Laurentina's second loan with Hluvuku and her first with Kiva. This 10,000MT will be used to purchase more products since she is ready to open another food stand in the informal market, Shoprite, to resell staple products. She is confident that she will be able to pay off the loan before the stipulated time and request another loan in order to furnish her home.
View original language description ↓
Laurentina nasceu em zavala, tem 40anos de idade vive maritalmente estudou ate a 7 classe e mae de um filho que se encontra a estudar na universidade pedagogica na capital.

Laurentina sai de zavala com seus pais em emissao de serviço a namaacha uma vila na fronteira de swazilanda pois seu pai era funcionario do governo do distrito, chegado a namaacha não teve acesso a escola devido a falta de documentaçao d transiçao de uma escola para outra e ficou sem estudar. O tempo foi passando e esta fica gravida do seu primeiro e único filho este que foi regeitado pelo seu namorado alegando que o filho que ela esperava ter não lhe pertencia, laurentina fica desesperada e pede ajuda ao seu pai este dalhe um fundo e ela iniicia com o seu proprio negocio de venda de riçois no mercado clandestino.Com o fundo colectado ela começa a fazer refeiçoes na fronteirada swazilandia onde amaior fluxo de gente, hoje e dona de um estabelecimento de refeiçoes por dia tem comprado 10 frangos a 100 cada, 5kg de dobrada a 50 o kg , 5kg de carne a 95 cada, cada prato tem seu preço por exemplo o frango tem feito 40.00mt o prato e consegue fazer 7 pratos por frango a carne e a dobrado não tem numeros esactos dependem muito mais da qualidade da carne, tem vendido diariamente 1.500.00mt nos dias normais e 2.300.00mt nos dias de muito movimento mas consegue poupar somente 500.00mt devido as dispesas do seu filho que se encontra na universidade e dos 2 empregados um dos quais ajuda lhe na barraca ganhando 800.00mt e outra em casa gahando 700.00mt mensalmente.

Este e o segundo emprestimo de laurentina na hluvuku e primeiro com kiva . estes 10.000.00mt seram usados para comprar mais produtos pois ela esta prestes a abrir um outro estabelecimento de refeiçoes no mercado informal shoprite e revender produtos produtos de primeira necessidade. Esta confiante que vai reembolsar antes do tempo estipulado e pedir um novo emprestimo para mobilar a sua casa.

About Mozambique

  • $1,389
    Average annual income
  • 19
    View loans »
    Mozambique Loans Fundraising
  • $2,320,275
    Funds lent in using Kiva
  • 27.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Laurentina Naife purchase ingredients to prepare foods.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2009
Listed
Apr 29, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 14, 2010