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Josefa Del Carmen
Mrs. Josefa del Carmen G. is 37 years old and lives in the Eden neighborhood in the city of Ticuantepe together with her husband, who helps her with the household expenses. They have three dependent children, all in school. Their plan for their familiy is to improve the conditions in which they live in order to improve their wellbeing. Josefa has worked in agriculture for 21 years. The greatest difficulties she faces are the lack of financing and the pests that affect the crops. She started the farming business with her own efforts and the help of her husband. She wants the financing to buy supplies and fertilizers, in order to improve the growing conditions of the crops she plants. She has hope that this year will be a good harvest and will generate good earnings. This is her sixth loan cycle with Afodenic and she is thankful for the benefits and the support that she has received and that have made it possible for her to move ahead with her crop production.
View original language description ↓
La señora Josefa del Carmen G. , tiene la edad de 37 años , habita en el barrio el Edén , ubicado en el municipio de Ticuantepe, junto a su esposo , el cual le apoya con los gastos del hogar , ya que ellos tienen a su cargo tres hijos , los cuales estudian actualmente , los planes hacia su familia es mejorar las condiciones de vida , para darle un mejor bienestar , ella desde hace 21 años se dedica a la agricultura , la mayor dificultad que se le presenta es la falta de financiamiento y las plagas que afectan al cultivo, ella inicio los trabajos agrícolas , con la ayuda de su esposo y el esfuerzo propio de ella . El financiamiento lo quiere para la compra de fertilizantes e insumos para mejorar las condiciones de sus siembras. En donde tiene la esperanza que esta vez será una buena cosecha la cual le generara buenas ganancias. Este es su sexto ciclo en Afodenic y da las gracias por los beneficios y el apoyo que ha obtenido para seguir adelante con la producción.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,779,575
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Josefa Del Carmen to buy supplies and fertilizers in order to treat her crops and improve crop production.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 20, 2009
Listed
May 2, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010