Flor De Tani Tani Group
This is a very happy group that together with its loan assistant, works with a lot of responsibility. Most members of the group are married with large families. The group members engage in different activities. Some sell food, others make hand-woven sweaters and blankets, others prepare alpaca fiber that is later sold only by order.
The group is requesting more loans in order to expand their sales. In order to do this, they need to buy raw material. This will allow them to improve their income as their single goal is to improve the lifestyle of their families.
Un grupo muy alegre que junto a su asistente de créditos, trabajan con mucha responsabilidad.
La mayoría en el grupo son casados y con familias numerosas. Diferentes son las actividades de este grupo; algunas venden comida, otras realizan tejidos a mano de chompas y mantas, también preparan fibra de alpaca para luego venderla solamente a pedido.
Solicitan mayores créditos con el fin de ampliar sus ventas, para esto necesitan comprar materia prima, con esto mejorarían sus ingresos, con el único de objetivo de mejorar el estilo de vida de sus familias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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