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Mary T. is married with four children and has no formal education. Since 2002, she has worked as a trader selling goods such as kenkey (fermented white maize food) and groundnut paste at Sekondi Market near Shama Junction. Her husband is employed as a cold store operator, selling frozen fish and other types of meat. Mary uses her income to assist her husband in paying for the family’s housekeeping expenses. Mary will use the loan to purchase additional foodstuffs for selling. Mary plans to save the new profits she gains from her expanded business in order to ensure her continued success.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mary to purchase additional foodstuffs for selling.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 20, 2009
Apr 25, 2009
Currency Exchange Loss:
Dec 24, 2009