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Tima P., 30, is married with four children. She has many years of experience in her banana plantation business. She sells three days per week to the village community and to the general public. She expects her weekly net cash flow to be 350 Tala (approximately $115). Part of her loan will be used for school fees.

Tima has five previous loans with SPBD. SPBD loans are her only access to capital because she was never able to qualify for a loan with the traditional banks.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 6
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 3.0
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Tima to purchase fertilizer, weedkiller ,pesticides. bushknives and fence wire and to pay school fees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 3, 2009
Jun 23, 2009
Currency Exchange Loss:
Apr 15, 2010