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Fe Y Esperanza - Faith And Hope Group
In this Group: Wendy Yamileth, Ana De Jesus, Delmy Lisseth
Faith and Hope is a group of women who get along well, sociable neighbors and relatives. They live in the Nueva Esperanza and Venezuela neighborhoods that are very near each other.

Wendy, a young woman working for one year, has a small stand which she opens early, by 7:00 AM until midday at 1:00. She returns to open again at 3:00 PM and closes at 6:00 PM. Her business is located very strategically in front of the soccer field and near the Community Health Center. She sells snacks like potato chips, enchiladas, tacos and also the most preferred by customers - shaved ices of coffee and blackberry. On Saturdays she sells the most because a lot of people come to the field. She is very friendly and needs credit to buy ingredients wholesale and thus earn more income. She is married and has 2 children who are students.

Ana's business is selling snacks like banana chips, tacos, yucca, chicken, and soft drinks. Every day she starts at 7:00 AM and works until 9:00 PM. She ia a very well known woman in the area for her friendly manner with her clients. She has had the business for 19 years, and has been able to build a large house. Her husband works as a airplane mechanic. The business has chairs and tables for the comfort of the people that go there to eat. She has regular clients to whom she sells breakfast and lunch. She is well located in the main street of Nueva Esperanza which is well travelled by the students of the nearby school and high school. She needs credit to be able to buy products wholesale at lower proices.

Delmy is a young woman, hardworking and eager to progress since it is one year ago that she graduated as a nurse. She has a small business selling a variety of products for feminine use such as lipstick, eye liners, adhesives, hooks, shadows, creams, earrings, and bracelets. She also sells products by catalog such as creams, lotions, shampoo, soaps, and deodorants. She has many clients and she has a big window in the front of her house which is located on one of the streets providing access to the Venezuela neighborhood and likewise to her friends and the community health center. She has had this business for fifteen years. Her husband works as a mechanic. They have five children of whom three are now completing the University and two are still in school. She needs the money to buy products such as tableware, creams, perfumes, sandals, and ornaments since in the month of May Mother's Day is celebrated in our country and her clients already have already placed some orders..
View original language description ↓
El grupo Fe y Esperanza , son mujeres que se llevan bien, sociables, vecinas y familiares. Ellas viven en la Col. Nueva Esperanza y Venezuela que estan muy cerca. Wendy, una mujer joven, trabajadora desde hace 1 año, ella tiene una pequeña caseta la cual empieza atender desde temprano de 7: am hasta la 1:00 mediodia y luego vuelve abrir a las 3:00 pm y cierra a las 6:00 pm. Su negocio esta ubicado muy estrategicamente frente al campo de futbol y a la par del Centro de Salud de la comunidad, vende golosinas como ser Papas fritas, enchiladas, tacos y ademas lo mas preferido por sus clientes Granitas de café y mora. Los dias sabados es cuando mas vende porque llega bastante gente al campo, es muy amable necesita el credito para poder comprar materia prima por mayor y asi poder obtener mayores ingresos, es casada y tiene 2 hijos los cuales estan estudiando. Ana, su negocio es la venta de golosinas como ser, Tajaditas de platano, tacos, yuca, pollo y refrescos todos los dias ella comienza desde las 7:00 am hasta las 9: 00 pm, es una señora muy conocida en la zona por su amabilidad con los clientes cuenta con 19 años de tener su negocio, con esto ha logrado construir su casa que es muy grande, su esposo labora como Mecanico de aviones, el negocio cuenta con sillas y mesas para la comodidad de las personas que van a comer alli, ya tiene clientes fijos que les vende desayunos y almuerzos, esta bien ubicada ya que es en la calle principal de la Col. Nueva Esperanza y es muy transitado por los alumnos de la escuela y colegio que esta muy cerca. Ella necesita el credito para poder comprar productos al por mayor y lograr precios mas bajos. Delmy, es una mujer joven, trabajadora y con muchas ganas de superarse ya que hace un año se graduo como Enfermera, ella cuenta con un pequeño negocio de variedades para uso femenino como ser, lapiz labial, delineadores, colas, ganchos, sombras, cremas, calsetas, aritos, pulseras, asi mismo vende productos por catalogo como ser, cremas , lociones, shampoo, jabones, desodorantes, cuenta con muchas clientas ya que ella tiene una vitrina grande frente a su casa que esta ubicada en una de las calles de acceso a la colonia Venezuela y asi mismo sus amigas y compañeras del centro de salud de la comunidad, tiene quince años de tener su negocio, su esposo labora como mecanico, tienen cinco hijos de los cuales tres ya estan terminando la Universidad y dos estan en la escuela, necesita el dinero para comprar productos como ser vajillas, cremas, perfumes, sandalias, adornos ya que en el mes de mayo se celebra en nuestro pais el dia de la Madre y sus clientas ya le han hecho algunos encargos.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 67
    View loans »
    Honduras Loans Fundraising
  • $8,799,175
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Fe Y Esperanza - Faith And Hope Group's $975 loan helped a member purchase green bananas, cabbage, salsa, chicken, meat, soft drinks, vegetables, condiments, cups, plates, ornaments, tableware, perfumes, creams.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2009
Listed
May 4, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2009