Aliitasi T., 38, is married and has 3 children. She has 5 years of experience in the vegetable garden business. She sells to the people in the market, 2 days per week. She has had one previous loan with SPBD. She expects her weekly net cash flow to be 120 Tala (~65USD). SPBD loans are Aliitasi’s only access to capital because she has not been able to qualify for a loan with the traditional banks. Her loan will be used for the business and for home improvement.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.