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Lubov, married with two grown daughters, graduated from a college of commerce and used to work as a store vendor. However, perestroika times hit her hard and she was forced to find new ways to provide for her family. Today she runs a small business selling artificial flowers, dishware and other retail items in the city marketplace. Lubov’s venture is unique in its way, and she has a loyal clientele who help keep her sales high. Lubov has been in this business niche for nine years. Presently, she has 50,000 Hryvnia in stock, and her average income is about 8,000 Hryvnia a month.

Lubov is seeking a loan of 13,620 Hryvnia to purchase new merchandise for the spring/summer season. She believes it will promote further expansion of her business and ensure a stable source of income for her family and herself. Lubov is very sincere and serves each of her customers with a smile. Her warm individual approach earns her many return customers, which helps her keep a leading position in this business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Lubov to purchase new merchandise.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 25, 2009
Apr 23, 2009
Currency Exchange Loss:
Jul 15, 2009