Siempre Amigas Group
Nearly all of the group members are married, and many have families. Most of the daily costs of running a home exceed the income earned from their businesses, as the group members have many children with growing needs.
Most group members sell various products from their stores and also on the street. For example, some sell groceries, cheese, vegetables, and cleaning products. They also weave blankets. The members would like to improve their sales and therefore need capital to buy supplies wholesale. In this way they'll improve their income and the economic stability of their homes.
Casi todas casadas, con familias numerosas nos cuentan que los gastos diarios que tienen en sus hogares sobrepasan al ingreso que obtienen en sus negocios ya que sus familias son numerosas y sus hijos van creciendo aumentando sus necesidades.
La mayor parte del grupo se dedica a comercio de productos variados, venta que la realizan en puestos fijos y también de forma ambulante, por ejemplo venden abarrotes, queso, verduras, productos de limpieza, también se dedican al tejido de mantas . Ellas quieren ampliar sus ventas para esto necesitan capital para poder comprar productos en mayor cantidad. De esta manera mejorarían sus ingresos y su estabilidad económica en sus hogares
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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