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Cynthia K. is married with 5 dependants and received an education through Junior High School. Since 1996, Cynthia has worked as a trader at Kotokraba in Siwdu, selling ladies clothing and footwear. Cynthia’s husband is also employed as a trader in the Kotokraba area. She uses her income to pay for various family expenses, including school fees. Cynthia will use the loan to purchase additional clothing and footwear for selling, and with her newly gained profits, she plans to reinvest back into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Cynthia to purchase additional clothing and footwear for selling.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2009
Apr 22, 2009
Currency Exchange Loss:
Dec 24, 2009