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Bernardita D. is a 44-year-old mother of two daughters who lives in Culasi, Antique Province on the island of Panay. Culasi is a beautiful coastal town, with the sea to the west and mountains to the east; it is home to Madia-as, the tallest mountain on the island. Bernardita's husband Bertito is a farmer.
Bernardita grows rice with her husband, and intends to use the proceeds of this loan to buy materials for rice farming. Besides rice farming, Bernardita earns extra income from working as a housemaid.
Bernardita's 18-year-old daughter is attending college, and her younger daughter, a nine year old, is in elementary school. Bernardita hopes to earn enough to help both of her daughters attain a college education. She would also like to be able to afford to build a more secure and durable house for her family to live in.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1405
    View loans »
    Philippines Loans Fundraising
  • $59,134,475
    Funds lent in using Kiva
  • 48.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Bernardita to buy materials for her rice farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2009
Jun 1, 2009
Currency Exchange Loss:
Apr 15, 2010