This group is maD. up of individuals from different economic activities as well as from different social and cultural levels. The partners have different activities such as sale of meat and vegetables, store, buying and selling cell phones, buying and selling used tires, hairdressing. There is competition with other institutions but they prefer Agrocapital as the devolution of savings is immediate. Generally the loan will be used to increase work capital. The ladies have previously worked with other financiers so the partner are acquainted with the methodology of communal banking.
Este grupo esta conformado por personas D. distintas actividades económicas y tmabién clases sociales y culturales. Las socias se dedican a diferentes actividades como ser: venta D. carne y verduras, tienda, compra y venta D. celulares, compra y venta D. llantas usadas, peluquería. Existe competencia con otras instituciones, pero prefieren Agrocapital porque existe la devolución D. ahorros D. inmediato. Generalmente el crédito destina para aumento D. capital D. trabajo. Las señoras anteriormente trabajaron en otras financieras o sea que las socias conocen la metodología D. banca comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.