Their activities are diverse. Mrs. Ana Julia sells fruit, cooked beans and foods from her house to her neighbors. She has three young daughters that help her with her business.
Mrs. Petrona sells new and used clothing as a traveling saleswoman. She has two daughters that are already adults and help her with her business. Every other day they sell foods such as soups in the neighborhood where they live; this is to help her to purchase food for their home. Her husband sells fruits and vegetables in the market.
Mrs. Ivana is the leader of the group, she is very responsible. She sells fruits and vegetables in the Tipitapa Market in the mornings and has a store in her house that her children help her to run where she sells tortillas in the afternoons. She is a single mother and has worked hard to help her small children get ahead. She dreams of bettering her home and securing the construction so that her family will have a better quality of life. She hopes that her children will be able to attend school and that they will become professionals. She is in the process of finalizing the papers on her property.
Mrs. Ana Julia Sanchez is 53 years old. She sells fruits, vegetables, baked beans and fast foods, such as enchiladas, tacos and plantains with cheese. Her three daughters (aged 14, 18 and 20) help her with her business. Ana's dream is that her daughters finish school and that they obtain office work, so that they can improve their home when they are older. Her husband helps her with household expenses, he works selling vegetables in the municipal market.
El grupo solidario Ivana está conformado por tres señoras originarias de la ciudad de Masaya mujeres con excelente record crediticio, sus actividades son diversas, doña Ana Julia vende frutas, frijoles cocidos y comidas en su casa, le vende a los vecinos. Tiene tres hijas jóvenes que le ayudan a realizar la actividad.
Doña Petrona vende ropa usada y nueva de forma ambulante, dos hijas que ya son adultas le ayudan a esta actividad, cada dos días venden comidas como sopas en el barrio donde viven, esto para ayudarse con la alimentación del hogar. Su esposo vende en el mercado, ofrece frutas y verduras.
Doña Ivania es la coordinadora del grupo, ella es muy responsable, se dedica a la venta de frutas y verduras en el mercado de Tipitapa durante la mañana y tiene una pulpería en su casa que le ayudan sus hijos a verla y vende tortillas en la tarde. Ella es madre soltera y ha sacado a delante a sus tres hijos que aún son pequeños.
Ella sueña con mejorar su casa y asegurar la construcción, esto para que su familia tenga un mejor nivel de vida, espera dar estudios a sus hijos y que sean profesionales. Ella está en proceso de legalización de su propiedad y así hacer mejoras.
Doña Ana Julia S. es mujer de 53 años, vende frutas, verduras, frijoles cocidos y comidas rápidas como: enchiladas, tacos y platanos con queso; en estas actividades participan sus hijas que son jovenes de 18,20 y 14 años. Su sueño es que sus hijas terminen sus estudios y puedan obtener empleos en oficinas, así como mejorar la casa para cuando ella sea más adulta; con los gastos del hogar le ayuda su esposo que trabaja vendiendo verduras en el mercado municipal.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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