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Comfort A. is forty-two years old. She is a married mother of four kids who are in junior high and basic school. Comfort’s husband works as a farmer. Comfort and her family live at a family house in Oda in the Eastern Region of Ghana. Most of the inhabitants of Oda are either farmers or trade in farm products. Very few people run different types of businesses.

Comfort trades in cosmetics and clothing materials. She buys cosmetics such as powder, assorted pomades, make-up, etc. and clothing materials from Accra, a nearby city, and sells in the market square in her community. She says she also treks to nearby markets to sell through door-to-door sales. She has been in this business for five years now and wants a loan to increase her working capital so that she can purchase cosmetics in bulk.

She believes the loan assistance would enable her to reach out to other market centers and eventually, help improve her family finances. She is a member of a Trust Bank group called Zion Trust Group. Members in this group guarantee for one another as social collateral to access the loan and themselves in handling repayment of the loan.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Comfort to purchase cosmetics and clothing materials in bulk .
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2009
Apr 21, 2009
Currency Exchange Loss:
Nov 15, 2009