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T. Julienne was born around 1979 in Cotonou, the economic capital of Benin. She is married to OWOLABI Luc and is the mother of two children: the eldest is in 2nd grade, and the second one is not yet old enough to go to school. Julienne sells grain and other foodstuff: corn, sorghum, millet, beans, rice, and cassava flour. There in front of her house, she displays her merchandise. Basically, the people of her district are her customers. She manages to have good product turnover, but she is now in need of funds for responding better to the demands of her customers. This is why Julienne is requesting a loan from Alidé.

Alidé means “there is always a path for the poorest” in Benin’s local language of Fon. Benin is a small West African country located next to Nigeria and has a per capita GDP of $1,500.

View original language description ↓
T. Julienne est née vers 1979 à Cotonou, Capitale Économique du Bénin. Julienne est mariée à OWOLABI Luc. Julienne est mère de deux enfants: l'ainé est en deuxième année du cours primaire et le second n'a pas encore l'âge d'aller à l'école. Julienne vend des céréales et autres produits alimentaires: maïs, sorgho, mil, haricot, riz, farine manioc. C'est à la devanture de sa maison que Julienne expose ses produits. Julienne a en effet pour clientèle la population de son quartier. Julienne arrive à bien écouler ses produits mais elle a aujourd'hui besoin de plus de moyens financiers pour mieux répondre à la demande de sa clientèle. C'est pourquoi Julienne sollicite de crédit auprès de ALIDé.

La signification de ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique de l’Ouest à coté du Nigeria où le PIB par habitant est à $1,500.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 508.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Julienne to buy sacks of corn, cassava flour, beans, millet, sorhgum and rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 12, 2009
Apr 21, 2009
Currency Exchange Loss:
Mar 15, 2010