La Guardia Group
Elsa G. is the president of the bank and lives in the May 3rd neighborhood of Guardia on the street before the monument. She is a 57-year-old widow and lives with her daughter-in-law and her children. She makes a living selling food, which she has done for many years and has been the sustenance of her family.
Mery R. Supayaba is the treasurer for the bank. She is only 19 years old and lives in the Aguilera neighborhood of Guardia in a rented home with her small son and his father. She has been making a living selling cosmetics in the same area. She is married to Julio Cesar Kiosala, who works as a carpenter. It is a family that is starting out with little capital, but on the other hand, they say that these loans are a big help to keep working with their small businesses.
Susi A. A. is the secretary for the entire bank. Currently she makes a living promoting beauty products, which she has been doing for some time. She lives in the May 3rd neighborhood in Guardia in her family's home. She is a young woman who is still going to school and has a strong desire to keep moving up. Her goal is to have a career.
Este banco de emprendimiento se encuentra en su quinto ciclo esta conformado de 10 personas las cuales viven en la localidad de la Guardia.
ELSA G..- Es la presidenta del banco, vive en la localidad de la Guardia, en el barrio 3 de mayo entrando por la calle antes del monumento.
Ella tiene 57 años de edad viuda, vive con su nuera y sus hijos, el negocio al que ella se dedica es la venta de comida el mismo que lo viene haciendo ya muchos años, el cual hasta ahora es el sustento para su familia.
MERY R. S..- La Sra. Mery R. es la tesorera del banco de emprendimiento, ella solo tiene 19 años de edad, vive en el Barrio Aguilera de la Guardia, en una casa alquilada con su concubino y su pequeño hijo.
La actividad a la que se ha estado dedicando es la venta de cosméticos, el mismo que lo realiza en su misma zona es decir es promotora.
El marido Julio Cesar Kisosala, se dedica a la actividad de carpintería; es una familia que esta empezando a formar su pequeño capital, por otro lado comentan que esto de los prestamos es un a gran ayuda para seguir trabajando con su pequeño negocio.
SUSI A. A..- Ha sido nombrada como secretaria por todo el banco de emprendimiento. Actualmente se dedica a la promoción de productos de belleza, con el cual viene trabajando hace un tiempo atrás, vive en el barrio 3 de mayo de la zona de la Guardia, vive en casa familiar, es una jovencita que actualmente sigue estudiando, tiene muchas ganas de seguir superándose. Su objetivo de aquí a un tiempo contar con alguna profesión.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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